A Foreign National Loan is for citizens of foreign countries who do not reside or work in the United States. While non-U.S. citizens often have trouble trying to purchase or refinance a house or investment property in the United States from other lenders, Westpark Loans has loan programs to help. Applicants may be resident aliens, temporary residents or other classifications of either temporary or permanent status. Foreign National Loans can be used for either purchasing a home or refinancing one of your existing properties.
Foreign National Loans are ideal for non-U.S. citizens to purchase or refinance homes located in the United States, whether for owner-occupied or investment purposes.
To qualify you for a Foreign National Loan, we will verify your credit. In the event that you don’t have established credit in the United States, you can submit an international credit report instead. We will need to see some type of documentation of your credit worthiness and ability to repay the loan. You will also need to provide proof of your income, employment, property ownership or business ownership to get approved for a Foreign National Loan. Lenders need to see evidence that you will be able to afford timely payments on the loan and that you are a trustworthy individual.
Depending on your country of citizenship, you might need to provide proof of a U.S. visa as well. Our experienced loan officers will let you know whether a visa will be required when you apply for the loan. Note that you don’t need to have a green card or social security number to apply, but you will need to provide a secondary ID and a valid international passport.
If you are planning to purchase a home, getting pre-qualified can help save you a lot of hassles and headaches. When you get pre-qualified for a Foreign National Loan, you will know the exact amount of financing for which you have been approved. This allows you to accelerate the home buying process and close on your purchase more quickly than if you wait to find the house first and then apply for financing.
To help you determine if a Foreign National Loan is right for you, please contact one of our licensed Loan Specialists by calling us directly at 844-574-LOAN (5626), by submitting the form on the right or by completing an application directly on our website.
i. Loans are not available in all states; Westpark Loans only brokers loans in California.
ii. Rates are subject to change daily and throughout the day without notice.
iii. Neither this website nor its parent company is a lender.
iv. The rates and payments shown do not factor in all your information. Your specific situation may warrant a higher rate and payment based on credit history, income, and many other factors. Speak to one of our mortgage professionals to get personalized rate and monthly payment quotes.
v. Credit may exceed the fair market value of the dwelling. Interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. The consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.
vi. Stated Income products may have a higher interest rate, more points, or more fees than other products requiring documentation.
"Absolutely the best experience!! I looked at so many other companies online, referrals, and no one could do what Westpark Equity did for me. AJ had to convince me that my loan could be done, and he was right. I'm the one who waited and could have done this a month earlier. This was an answer to a prayer, truly! I'm blessed to have found them and it was right on time and smooth. I cannot say enough except five stars is not enough! AJ was amazing! As an entrepreneur they were a lifesaver!"