Bridge Loans

Primary Residences in California
Investment Properties Nationwide


Bridge Loans are the fastest and easiest way to get cash out from a property with the least amount of documentation. Most loans close in 15 days or less, and in as little as 48 hours.


Who Would Benefit from a Bridge Loan?

Bridge Loans were originally designed to ‘bridge the gap’ between selling a property and purchasing a new one, without having to sell their old one first. However, our clients rely on our Bridge Loans to obtain cash quickly and easily, by tapping into the equity of a property. Savvy investors then use this cash as down payment on another property or for other investment or business purposes.


How It Works

A Bridge Loan is ideal if you are trying to buy an investment property and don’t have enough cash for the closing of the transaction. They work especially well if you want to use that cash to make an “all cash” offer on a property.


Second, they are also a far better option than having to find an equity partner to help you acquire a new investment property. Compared to utilizing an equity partner, Bridge Loans can increase your profits and eliminate the hassles of working with a partner.


Third, Bridge Loans are extremely flexible. There is no minimum credit score to qualify for these loans as there is with a traditional loan. You can get anywhere from 60 to 80 percent loan to value. Loan terms can range from 3 months to 3 years. During that time, you are only required to pay the interest on the loan.


Program Highlights

Bridge Loans are used only for temporary financing as they generally require no income, asset or employment verification.  Credit score and history are also not major factors in the lending criteria. Bridge Loans are funded very quickly, although in exchange for the leniency, they are typically costlier than a conventional loan.

  • Up to 70% LTV 1st trust deed refis or purchases
  • Up to 65% LTV on 2nd trust deed refis
  • For credit score 600+


Our Commitment to You

  • Closing In As Few As 48 Hours
  • Referrals Valued & Brokers Protected
  • Committed to the Highest Level of Customer Satisfaction



Bridge Loan Matrix

Loan Term 12 Months 12, 18, and 24 months (Extensions Possible)
Loan Amount $50K – $3MM $50K – $3MM
Min. Property Value $75K $50K – $3MM
Max Property Value $2M $5M
LTV Purchase: The Lesser of Up to 75% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance: Up to 70% of the As-Is Value
Cash-Out: Up to 65% of the As-Is Value
Purchase: Up to 70% of the As-Is Value
Refinance: Up to 65% of the As-Is Value
Cash-Out: Up to 55% of the As-Is Value
Minimum FICO Score 600 600
Property Types Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes Non-Owner Occupied Multi-Family Real Estate; 5+ Unit Apartments; Mixed-Use Properties
Rehab Size and Costs Max $500K + up to 100% of Rehab Costs Max $500K + up to 100% of Rehab Costs
Pre-Payment Penalty N/A N/A
Termination Fee 1% After Month 9 1% After Month 9


Apply Now

To get started, please complete our application, call us at 844-574-5626 or schedule a call with a loan officer below.



Schedule a Call

To determine the right loan program with you, schedule some time with a loan officer to discuss your options. Call us at 844-574-5626 now or schedule a time to meet with a loan officer.