Bridge Loans


Bridge Loans are designed to ‘bridge the gap’ between selling a property and purchasing a new one.  They were designed to help people move into a new house without having to sell their old one first. Bridge Loans allow a borrower to obtain cash quickly and easily, utilizing the equity in an existing property prior to the sale of the existing property as collateral for the down payment on the new property being acquired.


Who Would Benefit from a Bridge Loan?

Bridge Loans are a quick way to get short term financing with very minimal documentation.


How It Works

This loan is ideal for individuals who are in a rush to move because they are closing escrow on their new home, need to move due to a job relocation or have some other unexpected life event.


Second, if you are trying to buy an investment property and don’t have enough cash for the closing of the transaction, Bridge Loans are a far better option than having to find an equity partner to help you acquire a new investment property. Compared to utilizing an equity partner, Bridge Loans can increase your profits and eliminate the hassles of working with a partner.


Third, Bridge Loans are extremely flexible. There is no minimum credit score to qualify for these loans as there is with a traditional loan. You can get anywhere from 60 to 80 percent loan to value. Loan terms can range from 3 months to 3 years. During that time, you are only required to pay the interest on the loan.


Program Highlights

Bridge Loans are used only for temporary financing as they generally require no income, asset or employment verification.  Credit score and history are also not major factors in the lending criteria. Bridge Loans are funded very quickly, although in exchange for the leniency, they are typically costlier than a conventional loan.

  • Up to 70% LTV 1st trust deed refis or purchases
  • Up to 65% LTV on 2nd trust deed refis
  • For credit score 640+


Our Commitment to You

  • Common Sense Underwriting With In-House Approvals
  • Closing In As Few As 10 Business Days
  • Referrals Valued & Brokers Protected
  • Committed to the Highest Level of Customer Satisfaction


Getting Started

To help you determine if a Bridge Loan is right for you, please contact one of our licensed Loan Specialists by calling us directly at 844-574-LOAN (5626), by submitting the form on the right or by completing an application directly on our website.


Bridge Loan Matrix

Loan Term

12 Months

12 – 18 months (Extensions Possible)

Min. Loan Amount



Min. Property Value


$50K Per Door

Max Property Value




Purchase: The Lesser of Up to 75% of the As-Is Value or Up to 80% Loan-to-Cost

Refinance: Up to 70% of the As-Is Value

Cash-Out: Up to 65% of the As-Is Value

Purchase: Up to 70% of the As-Is Value

Refinance: Up to 65% of the As-Is Value

Cash-Out: Up to 55% of the As-Is Value

Minimum FICO Score



Property Types

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes

Non-Owner Occupied Multi-Family Real Estate; 5+ Unit Apartments; Mixed-Use Properties

Pre-Payment Penalty



Termination Fee

1% After Month 9

1% After Month 9




Schedule a Loan Officer Consultation

To determine the right loan program with you, schedule some time with a loan officer to discuss your options. Call us at 844-574-5626 now or schedule a time to meet with a loan officer.


Call Us 844-574-LOAN (5626)





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"Westpark Loans exceeded all of my expectations. I just completed my first loan with them and was overwhelmed by their care, professionalism and follow up. They have opened new doors for me and will become an asset to our business. Scott Clift is amazing ! He handled my transaction from beginning to end and made sure all of our needs were taken care of in a timely manner. I definitely recommend their services 100%"

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