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Agency Plus Loans

Primary Residences in California
Investment Properties Nationwide

 

The Solution for Borrowers Falling Just Outside Agency Guidelines.

 

Program Highlights

  • Jumbo alternative with I/O option
  • LTV as high as 80% for cash-out refinances*
  • Loan amounts up to $3M
  • 1 year income verification option available
  • FICO as low as 600 (or 700 for l/O)
  • DTI up to 55%
  • First time homebuyers allowed with no LTV restrictions
    *For qualified borrowers. Restrictions may apply.

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Our Commitment to You

  • Common Sense Underwriting With In-House Approvals
  • Closing In As Few As 10 Business Days
  • Referrals Valued & Brokers Protected
  • Committed to the Highest Level of Customer Satisfaction

 

 

Apply Now

When you’re ready, fill out the application below

 

 

 

 

If You’d Prefer, Schedule a Loan Officer Consultation

To determine the right loan program with you, schedule some time with a loan officer to discuss your options. Call us at 844-574-5626 now or schedule a time to meet with a loan officer.