Fix & Flip Loans


Fix & Flip Loans (Fix and Flip) provide the borrower with the capital needed to invest in real estate with the sole purpose of remodeling or rehabilitating a property for a profitable resale value.

We lend up to 90% or more of the purchase price + 100% of renovation costs, not to exceed 75% of the ARV (after repair value).


Who Would Benefit from a Fix & Flip Loan?

Real estate flippers and investors can benefit from our loan products and experience.  Because we can fund loans in such a short amount of time, many of our clients can offer lower “all cash” offers with the comfort that we can finance the transaction seamlessly and close quickly.


How It Works

Fix & Flip Loans should be used as temporary financing as they are typically costlier than a conventional loan. Fix & Flip Loans are also more lenient than traditional loans, in that they generally require no income, asset or employment verification; credit score and history is of very little relevance; and they can be funded very quickly.


Program Highlights

We offer Fix and Flip loan amounts up to $5,000,000, which can be used for single-family residences or multi-family residences. Fix & Flip loans are designed to be a short-term solution. Loan terms are 12 months, with 6 month extensions available.


Our Commitment to You

  • Common Sense Underwriting With In-House Approvals
  • Quick Closing
  • Referrals Valued & Brokers Protected
  • Committed to the Highest Level of Customer Satisfaction


Getting Started

To help you determine if a Fix & Flip Loan is right for you, please contact one of our licensed Loan Specialists by calling us directly at 844-574-LOAN (5626), by submitting the form on the right, or completing an application directly on our website.



Fix & Flip Loan Matrix

Loan Term

12 Months

12 – 18 months (Extensions Possible)

Min. Loan Amount



Min. Property Value


$35K Per Door

Max Property Value




Purchase: Up to 90% of the Purchase Price + 100% of Renovation Costs

Refinance: Up to 72.5% of the As-Is Value + 100% of Renovation Costs

Cash-Out: Up to 65% of the As-Is Value + 100% of Renovation Costs

Purchase: Up to 75% of the Purchase Price + 100% of Renovation Costs

Refinance: Up to 65% of the As-Is Value + 100% of Renovation Costs

Cash-Out: Up to 60% of the As-Is Value + 100% of Renovation Costs

Minimum FICO Score



Property Types

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes

Non-Owner Occupied Multi-Family Real Estate; 5+ Unit Apartments; Mixed-Use Properties

Pre-Payment Penalty



Termination Fee

1% After Month 9

1% After Month 9




Schedule a Loan Officer Consultation

To determine the right loan program with you, schedule some time with a loan officer to discuss your options. Call us at 844-574-5626 now or schedule a time to meet with a loan officer.

Quick Quote

First Name (required)

Last Name (*)

Email (*)

Phone Number (*)

Loan Purpose (*)

How much do you want to borrow? (*)



"AJ was wonderful here was right there with us through the whole process and did everything he could to make sure we got funded. I would highly recommend them."

Tara K.
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