California Real Estate Loan Products

At Westpark Loans, we offer a diverse range of real estate financing solutions tailored to meet the unique needs of our clients. Whether you are a first-time homebuyer, a seasoned real estate investor, a small business owner, or a self-employed borrower, our loan products are designed to provide you with the flexibility and support you need to achieve your financial goals.

Westpark Loans Full-Service Mortgage Brokerage

Client Testimonials

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Joshua Crissman profile picture
Joshua Crissman
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Mike at West Park is excellent. He is professional, responsive, and actually follows through. Made the whole process straightforward and stress-free. Highly recommend working with him.
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Sahil Kang profile picture
Sahil Kang
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Hanna was great to work with and the process was smooth from start to close
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Jan Peterson profile picture
Jan Peterson
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We have worked with Hanna DeWitt on two previous finances. She is very professional and definitely gave us great guidance that resulted in our refi. She gets the job done!
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Ben Cruz profile picture
Ben Cruz
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Hi Mike, I had the most awesome time working with you on my loan. Truly you have a heavenly gift providing exceptional service and finalizing a mortgage loan and funding it. I’m looking forward to work with you again in the near future. Mike, you repeatedly went out of your way to see the paperwork done. Definitely I will refer you to everyone who is looking for a mortgage loan.
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Chris T profile picture
Chris T
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This was my second refi with Westpark. This time I worked with Hannah, who was very accommodating and personable. Everything was done in a timely fashion. I would highly recommend.
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Lana Horochowski profile picture
Lana Horochowski
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I had a great experience working with Mike Illig while getting my HELOC. He provided excellent service from start to finish and made what could have been a stressful process feel manageable and straightforward. I had a lot of anxiety and very little knowledge about the process, but Mike was incredibly patient, informative, and supportive every step of the way. He took the time to answer all my questions, explain everything clearly, and never made me feel overwhelmed or uncomfortable. I truly appreciated his professionalism, responsiveness, and calm approach. I highly recommend Mike to anyone looking for someone trustworthy and easy to work with.
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Montgomery S. Pisano profile picture
Montgomery S. Pisano
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Mike made the process smooth, easy, and answered all questons professionally. Highly recommended.
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Leona Marino profile picture
Leona Marino
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I have the opportunity to work with Christian for my home that I purchased in the home that I sold. He was very patient very professional and helped every step of the way. He made everything possible and made everything so very easy for us. I would do it all over again and I would never think of using a different lender. I highly recommend West Park loans 100% and be sure to use Christian Bernard. He is a man of his word when he says he's going to do something he does it and he means it. Christian it was nice working with you thank you for the opportunity and thank you for our new home.
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Marilyn Bell profile picture
Marilyn Bell
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We have done several loans with Mike Illig at Westpark Loans. There’s a reason we keep coming back. Mike is knowledgeable, well connected and gets things done expeditiously. Highly recommend Mike Illig at Westpark Loans! 👍🏻
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Exceptional Customer Service

Our experienced loan officers are accessible by phone, text, or email and remain actively engaged throughout your transaction. We focus on clear communication, efficient execution, and delivering a smooth financing experience from application through closing.

Why Clients Choose Westpark Loans

• 15+ years serving homeowners and investors
• $1B+ in mortgage originations
Conventional, investor, alternative income, and private money solutions
• Direct access to experienced mortgage brokers

We continuously publish market insights and offer a monthly newsletter to keep clients informed on lending trends and opportunities.

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California Real Estate Loan Products

Frequently Asked Questions

Hard money loans are short-term, asset-based financing used by real estate investors for acquisitions, renovations, ground-up construction, and bridge situations. Approval is based primarily on property value and equity rather than personal income documentation.

Alternative documentation loans allow borrowers to qualify using non-traditional income verification such as bank statements, profit and loss statements, asset depletion calculations, or rental income. These programs are commonly used by self-employed borrowers, entrepreneurs, and real estate investors.

Full documentation loans follow standard agency guidelines established by Fannie Mae, Freddie Mac, FHA, VA, or USDA. They require traditional income verification including W-2s, tax returns, and pay stubs, and typically offer the most competitive long-term rates for qualified borrowers.

A real estate line of credit is a revolving credit facility secured by property equity. Borrowers can draw funds as needed during a defined draw period. Programs range from full documentation HELOCs to alternative documentation and hard money lines depending on borrower profile and property type.

Westpark Loans is a licensed mortgage broker. We work with multiple capital sources and lenders to structure the most appropriate financing for each borrower rather than being limited to a single product set.

Business-purpose loans are structured for investment and income-producing real estate strategies such as fix and flip, DSCR rentals, and construction. Consumer loans are for owner-occupied primary residences and follow different regulatory guidelines. Some programs are available for both purposes depending on occupancy and use.

Get Started Today!

There’s no one-loan-fits-all solution. For more information on our All In One Loans, please contact our licensed Loan Specialists to find the best option for you.

Westpark Loans – Your Trusted Partner in Real Estate Financing.

Call 949-535-1545