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Conventional Loans

Primary Residences in California
Investment Properties Nationwide

 

When you’re looking for the best mortgage company to help you buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Westpark Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan which great rates, terms and costs to meet your specific needs. We offer the lowest mortgage rates and lowest closing costs available.

 

Loan Programs Available

 

Our Commitment to You

  • Quick Loan Closing In As Few As 22 Days
  • Referrals Valued & Brokers Protected
  • Committed to the Highest Level of Customer Satisfaction

 

Conventional Loan Program Highlights

  • Fannie Mae High Balance & Freddie Mac Super-Conforming loan amounts available
  • FICO as low as 620
  • Cash-out refinance available with Primary Residence and Second Home
  • No limit to the number of financed properties (Primary Residence)
  • Subordinate financing allowed up to TV maximums for all transaction types (i.e
    purchases and refinances)
  • Property Types: 1 unit attached or detached SFR, PUD, condo, or 2-4 unit
  • Multiple Fixed Terms: 15, 20, & 30 year

 

Jumbo Loan Program Highlights

  • Loan amounts up to 53.5M purchase or rate/term refi
  • Primary Residence, Second Homes and Investment Properties eligible
  • FICO rates as low as 660
  • LTV up to 70% for primary residence purchase
  • Cash-out option available
  • Term options: 30 year fixed & 7/6 SOFR ARM
  • Gift funds allowed

 

VA Loan Program Highlights

  • Purchase Cash-Out and IRRRL (Streamline) options available
  • FICO scores as low as 580
  • Loan amounts un to $3MM
  • No max DTI with AUS approval
  • VA Purchase & IRRRLS up to 100% LTV
  • VA Cash-Out Refinance up to 90% LTV
  • 15 & 30 year fixed terms available
  • Property Types: SFRs, PUDs, & Condos

 

Apply Now

When you’re ready, fill out the application below

 

 

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If You’d Prefer, Schedule a Loan Officer Consultation

To determine the right loan program with you, schedule some time with a loan officer to discuss your options. Call us at 844-574-5626 now or schedule a time to meet with a loan officer.