Stated Income Loans


Stated Income Loans are an excellent alternative to conventional financing for self-employed individuals, small business owners and real estate investors who plan to purchase or refinance a primary residence or investment property.


Who Would Benefit from a Stated Income Loan?

Small business owners, real estate investors, high net worth individuals, retired people, commissioned salespeople, foreign nationals, self-employed individuals, and savvy financial professionals can all greatly benefit from our Stated Income Loan Programs.


How It Works

Owning your own business can be a rewarding and profitable venture that offers many benefits, including tax write-offs.  Being self-employed gives small business owners the ability to write off many expenses, so small business owners tend to not pay themselves large pay stubs and W-2s.  Ironically, these same benefits can make it difficult to qualify for a conventional loan.  Small business owners have essentially become neglected by today’s highly regulated mortgage industry.


Westpark Loans has built our business supporting local small business owners and real estate investors with our specialized and creative financing since 2007.  We offer multiple categories within the ‘Stated Income’ umbrella, including Asset Depletion, Bank Statements, Hard Money, Bridge, and Fix & Flip loans.  Our team of seasoned loan officers have years of experience working with small business owners and can work with you to find the loan program that is most beneficial to your needs.


Program Benefits

Westpark Loans has been providing specialized and creative financing since 2007.  We offer many stated income loans.  See the pages below for more details on our most popular programs:



Getting Started

Because there is no one-loan-fits-all, it is hard to describe all the stated income loan options available.  Our website details some of our most popular programs, but not everything we offer.  To help you determine if a Stated Income Loan Program is right for you, please contact one of our licensed Loan Specialists by calling us directly at 844-574-LOAN (5626), by submitting the form on the right or by completing an application directly on our website.


Schedule a Loan Officer Consultation

To determine the right loan program with you, schedule some time with a loan officer to discuss your options. Call us at 844-574-5626 now or schedule a time to meet with a loan officer.





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