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Westpark Loans
6789 Quail Hill Pkwy #146
Irvine, CA 92603
p: 844-574-LOAN (5626)
e: info@westparkloans.com


Cash Out Refinance Loans

For California Homes Only


Cash Out Refinance Loans are perfect for borrowers who need cash very quickly and either cannot wait 30-60 days for conventional financing or do not qualify for conventional financing.


Who Would Benefit from a Cash Out Refinance Loan?

  1. A homeowner who needs to consolidate debt to reduce monthly payments.
  2. A homeowner who wants to take cash out of their property to invest in other high-yield
    savings investments.
  3. A homeowner who wants to become a real estate investor by taking equity out of their
    primary residence to buy an investment property.
  4. A real estate investor who needs quick access to cash to pay for a new investment property.
  5. A real estate investor who already has 8 properties financed by Fannie/Freddie and wants to finance additional properties with Fannie/Freddie.
  6. A small business owner who needs to take cash out of a property for business purposes.


How It Works

These loans are offered by private investors to borrowers based on the value of the borrowers’ real estate assets, rather than based on personal credit.  Because these Loans, including Cash Out Refinance Loans, require far less documentation than conventional loans, borrowers can typically have their loan funded in less than a week.  These Hard Money loans, including Cash Out Refinance Loans, are primarily based on the appraised value of and clear title to the property and the borrower’s exit strategy.


A Cash Out Refinance Loan is designed to be a temporary solution, not a long-term loan.  For this reason, it is structured as a balloon with a term ranging from 6 months to 3 years. At that time, you would need to either sell the property, refinance the loan, or pay the loan off in full.


One important advantage of a Cash Out Refinance Loan is that it is granted more quickly than a conventional loan.  In fact, we usually close and fund our Cash Out Refinance Loans within 3 to 7 business days, and we can close hard money loans in as little as 48 hours.

Program Highlights

  • No minimum credit score
  • Loan amounts ranging from $200,000 to $20 million
  • Loan-to-value (LTV) ratios up to 70%
  • Loan terms from 3 to 7 years
  • We originate 1st, 2nd & 3rd trust deeds
  • Loan closings within 3 to 7 business days


Getting Started

To help you determine if a Cash-Out Refinance Loan is right for you, please contact one of our licensed Loan Specialists by calling us directly at 844-574-LOAN (5626), by submitting the form on the right or by completing an application directly on our website.



i. Loans are not available in all states; Westpark Loans only brokers loans in California.

ii. Rates are subject to change daily and throughout the day without notice.

iii. Neither this website nor its parent company is a lender.

iv. The rates and payments shown do not factor in all your information. Your specific situation may warrant a higher rate and payment based on credit history, income, and many other factors. Speak to one of our mortgage professionals to get personalized rate and monthly payment quotes.

v. Credit may exceed the fair market value of the dwelling. Interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. The consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.

vi. Stated Income products may have a higher interest rate, more points, or more fees than other products requiring documentation.


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"I cannot say enough good things about this company! Anthony C. and his team were extraordinary during the entire purchase process. He would always respond to emails almost immediately - a level of customer service I have rarely seen! They worked with the escrow company and appraisal company and made the transaction move as quickly as humanly possible. If you're thinking about using them, I would highly recommend that you do!"

Darren M.
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